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Republic Business Loans — Business Cash Advance
Business Cash Advance

Quick, efficient access to capital.

Borrow against your future revenue and access capital today. Repayment flexes with your daily or weekly sales — great for owners who need speed and flexibility.

See your cash advance offers

Soft credit pull only. No impact on your score.

$5K – $500K
Advance Amount
Daily or Weekly ACH
Repayment
10% – 35%
Factor Range
24 – 48 hours
Time to Fund
Business cash advance funding a shop
Understanding a cash advance

How a business cash advance actually works

A cash advance gives you a lump sum today in exchange for a portion of your future revenue. Because repayment is tied to sales, it flexes with your business — bigger weeks mean you pay down faster, slower weeks mean lighter payments. Fast approvals, minimal paperwork, and broad credit acceptance.

  • Fast funding decisions
  • Repayment flexes with sales
  • Broader credit profiles welcome
  • Minimal paperwork required
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Why Republic

Great for seasonal dips or cash-flow crunches

Cash advances can be a powerful tool — when used with a clear plan. Your rep will walk you through trade-offs honestly, not pitch the biggest number.

Simplified process

Streamlined, paperless, and fast — built around busy owners.

Transparent terms

You'll see factor, holdback, and repayment structure clearly — not buried in fine print.

Expert funding advisor

Honest guidance on whether a cash advance is the right tool for your situation.

Relationships that last

We'd rather steer you to a better-fit product than close the wrong one.

Funding nationwide

Available across the country

  • Minimal paperwork
  • All industries welcome
  • No up-front costs
  • Flexible repayment
  • 90%+ approval rating
  • Lower credit welcome
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Common use cases:

  • Short-term cash flow gaps
  • Seasonal inventory
  • Urgent repairs
  • Taking advantage of supplier discounts
  • Marketing during a busy period
  • Bridging to a longer-term loan
Benefits of a cash advance
Benefits

Speed, flexibility, and accessibility

A cash advance is one of the fastest capital tools available, with approval paths that work for a wider range of businesses. Use it when the math makes sense — and your rep will tell you honestly when it doesn't.

  • Very fast funding
  • Repayment tied to sales
  • Broader credit acceptance
  • No out-of-pocket fees
Reserve My Funds
Industries we fund

Funds to fuel almost anything

Applying for a cash advance
Applying is easy

About 15 minutes to see your options

Share a few details about your business and recent sales. Upload the last few months of bank statements when asked. Approved applicants often see funds within 24 hours.

See the Full Process

Ready to move your business forward?

Free quote. No credit impact. A dedicated funding expert — not a call center.